Healthcare Expense Lifestyle Protection
Hospital Indemnity & Accident Supplemental Insurance
One thing we know for sure about the many changes in U.S. healthcare is that out-of-pocket costs—such as deductibles and co-insurance—are rising. This may seem inconsequential until you figure the out-of-pockets costs should someone in your family experience an accident requiring a hospital stay. A Healthcare Expense Lifestyle Protection policy* is a supplemental insurance policy designed to pay a cash benefit to you in the event of a hospitalization or injury, such as a laceration, fracture, burn, dislocation, dismemberment or even an accidental death, allowing your family to focus on recovery, not finances.
Read more about the Healthcare Expense Lifestyle Protection policy* in our brochure:
*Underwritten by Medico® Corp. Life Insurance Company
2. Please see the policy and riders for exact details. For costs and further details of coverage, including exclusions, any restrictions or limitations and the terms under which the policy may be continued in force, contact your agent or contact the insurance company.
3. THIS IS A LIMITED POLICY – READ YOUR POLICY CAREFULLY. THIS POLICY IS NOT MAJOR MEDICAL INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL INSURANCE. IT DOES NOT QUALIFY AS MINIMUM ESSENTIAL HEALTH COVERAGE UNDER THE FEDERAL AFFORDABLE CARE ACT. YOU CANNOT PURCHASE THIS POLICY UNLESS YOU CERTIFY THAT YOU HAVE MINIMUM ESSENTIAL HEALTH COVERAGE IN FORCE. THIS COVERAGE CANNOT REPLACE THAT COVERAGE.