Medicare Leaves Costly Gaps. Don’t Worry How You’ll Pay Them.

Even with Parts A & B, a single hospital stay could stick you with a $1,676 deductible¹ in 2025—and Medicare still makes you pay 20% of every outpatient bill², with no annual out-of-pocket cap.

A Medicare Supplement (“Medigap”) policy fills those gaps so unexpected medical bills don’t derail your retirement.

How a Medigap Policy Helps You:

Covers 100% of Medicare-approved deductibles, coinsurance and copays—up to plan limits. *
Choose affordable, level-premium options—rates aren’t tied to your current health.
Keep any doctor or hospital nationwide that accepts Medicare—no networks, no referrals.
Guaranteed renewable for life: pay your premium and your coverage can’t be cancelled.
Benefits are paid directly to providers—so you owe little or nothing at the point of service.

* Benefit levels vary by plan (e.g., Plan G, Plan N) and by state.

Get Your Quote for Medicare Supplement Insurance

We have a real, knowledgeable agent ready to answer your questions—no risk, no obligation.

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Important Disclosure Information

Your Retirement Budget Faces Big Health-Care Surprises

Even with Medicare, many seniors are shocked by how much they still pay out of pocket.

$330,000 Lifetime Health-Care Costs³

A typical 65-year-old couple will spend roughly $330,000 after tax on medical care in retirement.

Nearly 3 in 10 Spend 20% on Health Care⁴

About 29% of Medicare households put one-fifth or more of their yearly budget toward medical costs.

$7,000 Average Annual Out-of-Pocket Spend⁵

In 2022 the typical Medicare household still paid $7,000 of its own money on health care—about 14% of total household spending.

Coverage and Customer Service You Can Trust

Platinum’s leading supplemental health insurance products protect 70,000+ families in 20 states.

Our customers are always assisted by real, friendly, knowledgeable representatives.

Platinum maintains an A+ BBB rating, earned through 20 years of customer-first service.

Get Your Quote for Medicare Supplement Insurance

We have a real, knowledgeable agent ready to answer your questions—no risk, no obligation.

Get Your Personalized Quote Today—With No Obligation

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Centers for Medicare & Medicaid Services (CMS). “2025 Medicare Parts A & B Premiums and Deductibles.” CMS Newsroom Fact Sheet, Nov 12 2024.
Medicare.gov. “Medicare Costs at a Glance.” Updated 2025. Accessed Jun 3 2025.
Fidelity Investments. “2024 Retiree Health Care Cost Estimate.” Aug 2024.
KFF. “Medicare Households Spend More on Health Care Than Other Households,” Issue Brief, Oct 2023.
KFF. Ibid. Average health-care spending \$7,000 in 2022.

Platinum is an insurance marketer. Products are underwritten by third-party carriers and may not be available in all states. Plans have exclusions, limitations and terms under which they may continue in force. Availability, features, benefits and options vary by state. Call Customer Service at 855-637-6550 for complete details.

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