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Supplemental health insurance solutions that keep you focused on a full recovery.

Injuries or major illnesses create two types of expenses. Medical expenses are generally covered by traditional health insurance policies, and non-medical expenses are other related costs that you pay for out of your own pocket, such as lost wages, travel costs and in-home care. Platinum offers affordable supplemental health insurance policies* to help cover these unexpected necessities, so you can focus on your recovery, not your expenses.

Cancer, Heart Attack & Stroke Coverage

Over the years, we’ve conducted tens of thousands of one-on-one insurance consultations in an effort to provide better coverage to hard-working individuals and families. We’ve taken what we’ve learned and partnered with actuaries and highly rated insurance companies to design benefit-rich policies. Policies that respond to mounting healthcare costs and pay customers directly for common covered critical illness events, such as cancer, heart attack or stroke.

Cancer, Heart Attack & Stroke Policy

Accident Protection

Our mission to provide the best supplemental health insurance products and services possible is the driving force behind every feature of our insurance policies.* Take our accident policy for example. An accidental injury often results in steep, unexpected out-of-pocket expenses, such as deductibles, copays and lost wages. An accident policy marketed by Platinum can provide a safety net of protection and even offer you return of premium benefits if you never use the policy.

Accident Protection Policy

Nursing Home & Home Health Care Coverage

When it comes to comprehensive health care coverage, we know one size does not typically fit all. We strive to provide the best solutions to meet our customers’ varied needs. Our Nursing Home & Home Health Care policy* offers affordable protection for up to a year for assisted care you may need at home or in a care facility. And, you don’t have to wait out an elimination period. Benefits can start immediately after a qualifying health event.

Nursing Home & Home Health Care Policy