Have you ever thought about how you would manage the high out-of-pocket expenses of a common serious illness or health event? It’s a familiar concern among most Americans, even though most people have major medical insurance. That’s why we designed a policy packed with benefits that can pay you directly—on top of any other insurance you may have.

If you’re over the age of 50, the likelihood that you will need some kind of long-term care during your life is high. But, traditional health insurance and Medicare don’t provide full coverage. The Nursing Home & Home Health Care policy is an affordable and accessible option that can provide benefits immediately after a qualifying health event.