Whether you're recovering from surgery, managing a health change, or planning ahead for future care needs, our Nursing Home and Home Health Care policy gives you affordable options — up to $9,000 per month for nursing home care or in-home health services. It's simpler to qualify for than traditional long-term care insurance, and benefits may be available on Day One.
We have a real, knowledgeable agent available to answer your questions about supplemental accident protection.
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The median annual cost for a private room in a nursing home — and costs continue to rise every year.1
Seven in ten people who reach age 65 are expected to need some form of long-term care at least once in their lifetime.2
The average annual cost of home health care that Medicare does not cover — leaving families to find another way to pay.3
Platinum’s leading supplemental health insurance products protect 70,000+ families in 20 states.
Our customers are always assisted by real, friendly, knowledgeable representatives.
With Platinum’s Return of Premium benefits, you can get 100% of your premiums back at the end of your policy’s term, less any claims paid.
*Benefit amounts listed are based on the Plan C benefit plan of the Limited Long-Term Care Insurance Policy. Other benefit plans are available. Premiums will vary by plan.
Return of Premium benefit terms vary by age and state.
This policy has limitations and exclusions. For costs and complete details of coverage contact us at 563-538-1267
12021 Nursing Home Costs by State and Region. American Council on Aging. (2022, March 4)
https://www.medicaidplanningassistance.org/nursing-home-costs/
2How Much Care Will You Need? U.S. Department of Health & Human Services. (2020, Feb. 18).
https://acl.gov/ltc/basic-needs/how-much-care-will-you-need
3The Cost of In-Home Care. The Aging at Home Association.
https://agingathomeassociation.org/about-us/
