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Platinum Reviews

Are cancer and critical illness insurance policies worth it? Do the benefits justify the cost? You don’t have to take our word for it when 70,000+ customers think so.

“Having young children at home and an aggressively growing cancer, I wanted to go to an oncologist that not only treated cancer, but had treated many patients with my sub-type of breast cancer, TNBC. …This policy gave me the freedom to seek care in Denver at a doctor that met my criteria. It has paid for my trips, my lodging, my deductibles AND for each procedure, regardless of what my primary insurance paid.

“Thanks to this company, I watched my oldest daughter graduate this last weekend. Was this policy worth it? Absolutely.”

—Christi Gibson, Platinum policyholder & breast cancer survivor
Phillips County, CO

“In June of 2017, we signed up for a cancer, heart attack and stroke policy (marketed) through Platinum. …It was June of 2018 when I was diagnosed with prostate cancer. Thankfully, I didn’t have to stay overnight in the hospital, but I did undergo 40 rounds of radiation treatments, and our policy was a big help with those expenses. We were paid over $18,000 for my claim.

“That’s one of the reasons we were so glad to have the policy. When you’re retired, you never know what kind of expenses will come up, but with the policies marketed through Platinum, you can use the money however you see fit. It doesn’t have to be just toward medical expenses.”

—Leo Demkey, Platinum policyholder & prostate cancer survivor

McLean County, IL

“We have been customers of Platinum since 2009. In 2012, we updated our original policy as we have a history of cancer in our families. We were recently visited by a Platinum agent again in October 2016, and we took advantage of their latest policy. …The claims we’ve submitted have been paid in a timely manner, and we’ve collected over $23,000 so far.

“We definitely recommend the policies Platinum has to offer. From agents stopping at the house periodically to offer additional coverage and speaking with a live customer service representative whenever we had a question or a claim, it’s been a pleasure working with Platinum.”

—Kent & Kristin Reyher, Platinum policyholders
Bent County, CO

“A Platinum representative stopped at my home. I wasn’t really interested in more insurance, so I put him off a couple times but finally decided to listen to him. It actually made good sense and was affordable, so I signed up. I didn’t want to look back months later thinking I should’ve bought it. That’s exactly what would have happened, too, because within months I had a heart attack! I figured it would be too soon after signing up to collect, but it wasn’t.

“I ended up having cardiac therapy three times a week for six weeks at the end of 2018 and into 2019. Since part of that routine fell into the new year, I had to pay off my full health insurance deductible for both years. The claims money covered all that.

“I would recommend the Platinum marketed policies to others because when tough times happen, we need to take care of ourselves and those we care about. I have been in law enforcement for 39 years, and you just never know from minute to minute what might happen.”

—Jodi Miller, Platinum policyholder & heart attack survivor
Fulton County, IN

“A year ago, a Platinum agent stopped by our house and had some information to share. We figured it wouldn’t hurt to take a look at the information, and we are glad we did. We thought the policy made a lot of sense for our family, and in our first year of having the policy, we have used it three times for claims.

“We found the policy marketed by Platinum paid what it said it would. The cash we received helped us pay the out-of-pocket expenses we incurred with each incident. We also feel the service was good and it was easy to file claims.”

—Cordell and Rylie Hansen, Platinum policyholders
Cassia County, ID